Consumer Bad Credit Guide

Welcome to the consumers guide to bad credit!

Consumer Bad Credit Repair Guide

Obtaining a credit card with bad or no credit

Your credit rating plays a important role when trying to obtain a unsecured credit card. Credit scores range from the lowest at 300 to the best of 850. Having a credit score over 700 will most likely approve you for the best credit card rates available. If your credit score is under 700 don't panic. Most banks only require a credit score of 620 to be approved for a prime mortgage rate. On the other hand, credit cards are more difficult to obtain than mortgages because they are unsecured. If your credit score (FICO) is under 700 you can still qualify for a credit card at a higher rate. The lower your score the higher your interest rate will be.

Unsecured credit cards for people with bad credit

Even though your credit may be bad, there are still banks and financial institutions that will approve you for a credit card. Depending on your credit rating, the credit card company will determine your total line of credit and the interest rate you will pay.

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Bad Credit Secured Business Credit Card
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