Consumer Bad Credit Guide

Welcome to the consumers guide to bad credit!

Bad Credit Car Loan In Australia

Getting a new or used card loan with no or bad credit can be a difficult task in Australia. We have taken some of the stress away of locating a lender by listing a few finance companies below that will finance a car for people with a poor or no credit history.
Citibank Car Loan

Even with poor credit you may qualify for a Citibank Car Loan
A Citibank Personal Loan can help you get what you want time and again. It is an unsecured fixed installment loan with competitive rates and flexible loan terms making budgeting easy with set loan repayments.
A Citibank Personal Loan offers you all the best features in one simple account.
Have the freedom to buy what you want
With $4,000 to $75,000 loan amounts and terms from 1 to 5 years, budgeting is made easy with set repayments.
SAVE with low setup and ongoing fees
Low $100 establishment fee and only $7 per month account servicing fee.
SAVE with competitive fixed rates
Competitive fixed interest rates start from 10.99% p.a. (comparison rate 11.36% p.a.) x. for low risk borrowers and up to 25.99% p.a. for credit impaired.
Access your extra payments
A redraw facility. allows you to access over payments any time for any purpose.
HSBC - New and used car financing
Borrow the full cost of the car (including stamp duty and dealer delivery)
No monthly account keeping fee
Loan terms of 1 - 5 years (with 6 monthly intervals available)
Fixed interest rates and set repayments to help with budgeting
Choose weekly, fortnightly or monthly repayments
Insurance to finance your loan repayments if you can't
Liberty Financial
Are looking for a competitive rate with great service
Have an irregular income
Have had credit issues in the past
Are self employed with unique verification needs
Require a lender to consider them on their individual merits