Do It Yourself Credit Repair Service - Tutorial & Guide - Step 1

This do it yourself credit repair tutorial simply provides a simple step-by-step guide which you can implement to achieve better credit score and thus improved credit history. Although, you can repair your credit yourself without paying anyone, it is essential that you pay attention to detail in order to spot any irregularities during the process. This tutorial is essentially for people who have bad credit as opposed to people who have no credit history (especially cash buyers).

Step 1

Obtain A Free Credit Report

As mentioned in other parts of this website, every credit consumer is entitled to at least on free credit report from the three main credit bureaus - namely Transunion, Equifax and Experian. Most financial institutions report to either one of these bureaus and that's how your credit history is built. Almost every credit transaction you undertake is noted down, whether late payments on your credit cards or loans, bankruptcy, missed mortgage payments, auto loans down to the shops where your credit cards are used. This way any potential lender can check to see if you are credit worthy before they risk their capital on you.

To claim your free annual credit report, you can use the following telephone numbers to contact them:

Transunion: 1-877-322-8228

Equifax: 1-800-685-5000 Email: Cust.Serv@equifax.com

Experian: 1-888 397 3742

Experian UK: 44 (0) 870 241 6212

If you do not wish to wait, click here for an instant free credit report online. Fees apply.

For UK consumers only , click here for a your instant free credit report by Experian
Continue Tutorial - Click Here For Step 2